How it works

Thirty seconds on everything that happens after you share a purchase order — then the detail, below.

01 · Sign up

Create your account in minutes

Two ways in

Apply directly

  1. 1Sign up and verify your email and mobile number
  2. 2Complete the application yourself, at your own pace
  3. 3Track every stage on your own dashboard
Start an application

Through a channel partner

  1. 1Your SalesFi partner fills in the application with you, including the PO Intelli™ questions and your consent for a credit check
  2. 2Or they send you their referral link, so you can apply yourself with their code already added
  3. 3Your partner tracks the lead to in-principle approval and keeps you moving
About partners

The application

Keep your documents handy and most businesses finish in a single sitting.

  1. 1

    Account

    Name, email and mobile number, verified

  2. 2

    Business IDs

    PAN, GSTIN and CIN

  3. 3

    KYC documents

    Company and promoter KYC

  4. 4

    PO Intelli™

    The order, buyer and costs

  5. 5

    Ledgers

    Purchase and sales ledgers

  6. 6

    Review & submit

    Confirm, and consent to a credit check

After you submit

  1. Reviewer

    Verifies your KYC and PO details, with your credit score alongside.

  2. Processor

    Requests any finance documents still needed and reviews your financials.

  3. Shortlisted & scored

    Cleared applications are scored against the credit rule engine.

  4. Lender appraisal

    The participating lender undertakes its own credit appraisal and sanction.

Your dashboard

In progress

Latest application

  1. KYC verified
  2. Application submitted
  3. Under review
  4. Financial review
  5. Shortlisted

To do · Documents requested

Anything our team needs appears here — upload it straight from the dashboard.

Illustrative view of the applicant dashboard.

The funding journey

  1. 1KYC & Digital OnboardingYour business and promoters, verified online.
  2. 2Transaction Mapping: Banking & GSTWe read your bank and GST data.
  3. 3Submit PO & In‑principle ApprovalShare the order and get an early answer.
  4. 4Lender MatchingWe find the lender whose policy fits your deal.
  5. 5Credit AppraisalThe lender runs its own credit review.
  6. 6Sanction & Escrow Set-upTerms are agreed and a dedicated account opens.
  7. 7Funds ReleasedMoney reaches your suppliers to start the order.

Lifecycle timeline

Indicative, not guaranteed

Day 0

Sanction + escrow creation

Day 1–3

Funds released + PO execution

Day 15–45

Invoicing + payment collection

Day 45+

Facility closure + reporting

Digital control at every stage

  • A virtual account for every transaction
  • Automated reconciliation across all collections
  • Smart payment routing that enforces waterfall priorities
  • An end-to-end audit trail for transparency and traceability
Two analysts reviewing charts on a monitor

Turnaround time depends on documentation quality, transaction complexity and lender conditions.

Your three-stage journey

Stage 1

Preliminary assessment

Share and confirm your information and documents. SalesFi reviews your profile, transaction strength, cash-flow visibility and financing suitability.

Stage 2

In-principle consideration*

After a satisfactory preliminary review, we tell you the next-stage documents needed for an in‑principle financing assessment.

Stage 3

Lender due diligence & final sanction

After the applicable SalesFi subscription fee, the case moves to lender-specific due diligence and credit assessment. Final sanction rests with the lender.

*An in-principle consideration is not a loan approval. Financing remains subject to lender assessment, eligibility, documentation, applicable terms and final lender approval.

Documentation checklist

Your first step towards a structured working-capital assessment. Have these at hand and the review moves without back-and-forth.

  1. 01

    Company & promoter KYC

    Company KYC documents, plus KYC for present promoters, directors, beneficial owners and authorised signatories — as applicable to the entity.

  2. 02

    Financial & banking records

    GST returns for the last complete financial year plus the current year to date, bank statements for all major operating accounts for the same period, and purchase and sales ledgers.

  3. 03

    Transaction & project documents

    Purchase or work orders, a project cash-flow statement, supporting bank statements, sales and purchase invoices, and a company profile covering your activities, history and key customers.

    4. Don’t have everything yet? Start anyway.

    You can begin your application now and add documents as you go. If you get stuck at any step, our team will help you through it.

    Write to us atpiyushbhardwaj@salesfi.inStart your application

Share your PO for an initial assessment. Eligibility is subject to lender credit assessment, documentation and final sanction.

Submit your purchase orderI’m a channel partner