An advance against your purchase order
SalesFi
Finance.Intelligence.Trust.
Working capital for businesses across the supply chain.
For the orders you’ve already won
SalesFi unlocks working capital against eligible purchase orders — so you can pay suppliers, run production and deliver on time, without waiting on your buyer. Built for businesses across the supply chain.
Subject to eligibility, credit assessment and lender sanction.
The problem
You’ve won a large purchase order.
The gap between order and payment
Here’s the same order, twice. Once the usual way, and once with SalesFi.
Without SalesFi
A big order arrives
Good news. Now it has to be fulfilled.
You pay for everything upfront
Raw material, suppliers, wages and freight, all from your own cash.
Then you wait
The buyer pays weeks after delivery, on their terms.
Your cash is stuck in this order. The next one has to wait, or gets turned down.
With SalesFi
Share the order with SalesFi
The confirmed purchase order is the starting point.
We arrange an advance against it
Funds from a participating lender pay your suppliers, wages and freight now.
Deliver, and the buyer pays
Payment comes into a dedicated account. The advance is settled automatically and the rest is yours.
Your own cash stays free. Take the next order today.
Subject to eligibility, credit assessment and the lender’s sanction.
See the full process
A different way of looking
Most lenders look backwards, at what you already own. SalesFi looks at the order in your hand and the cash it will bring in.
Most lenders ask about
Balance sheetCollateralBanking history
SalesFi looks at
- PO quality
- Buyer profile
- Supply cost
- Expected margin
- Execution plan
Market context
₹0.00
lakh crore
Outstanding delayed payments to MSMEs, as of March 2024
Source: Delayed Payments 3.0 Report
~₹0.0
lakh crore
Locked in delayed payment cycles
Source: Economic Survey 2025–26 / PIB
~0.00
% CAGR
Growth of India’s supply chain finance market through FY2032
Source: MarketsandData
Documentation checklist
Your first step towards a structured working-capital assessment. Have these at hand and the review moves without back-and-forth.
- 01
Company & promoter KYC
Company KYC documents, plus KYC for present promoters, directors, beneficial owners and authorised signatories — as applicable to the entity.
- 02
Financial & banking records
GST returns for the last complete financial year plus the current year to date, bank statements for all major operating accounts for the same period, and purchase and sales ledgers.
- 03
Transaction & project documents
Purchase or work orders, a project cash-flow statement, supporting bank statements, sales and purchase invoices, and a company profile covering your activities, history and key customers.
Don’t have everything yet? Start anyway.
You can begin your application now and add documents as you go. If you get stuck at any step, our team will help you through it.
Escrow-linked collections
A virtual account for every transaction
Digital KYC
Business and promoter KYC verified online
Digital lending norms
Process aligned with RBI digital lending guidelines
Data kept in India
Hosted on Indian infrastructure
Fraud & anomaly checks
Duplicate-financing and velocity monitoring
Prefer to read?
Take the Advance Against PO product note with you.
Financing routes, PO Intelli™, the funding journey and the lifecycle timeline — the complete SalesFi flow in one deck.
Share your PO for an initial assessment. Eligibility is subject to lender credit assessment, documentation and final sanction.