Powered by Cosmos Financial GroupHelping Indian SMEs unlock working capital

Want to grow your sales?
SalesFi keeps your capitalmoving.

Turn confirmed business orders into working capital with collateral-freefinancing—so you can keep growing without waiting for customer payments.

SalesFi Working Capital

Financing Categories

Built for the way SMEs
do business

Flexible financing solutions that unlock working capital without slowing down your operations.

Up to 80% Advance

Purchase Order Financing

Convert confirmed purchase orders into immediate working capital and fulfil large orders with confidence.

Purchase Order Financing
Funded within 72 hours
No collateral required
Digital approval
Single PO financing
Up to 85% Advance

Invoice Financing

Growth capital with repayments that automatically adjust to your monthly revenue.

Invoice  Financing
Invoice verification
Escrow collections
Fast settlements
Revolving facility
Revenue Linked

Revenue-Based Financing

Flexible funding that grows alongside your monthly revenue with adaptive repayments.

Revenue-Based Financing
No fixed EMI
Revenue linked
Seasonal friendly
No early closure fees

Funding Journey

From application
to funding

Everything you need to know before applying — the process, required documents and real funding outcomes.

Get funded in 5 simple steps

From submitting your application to receiving funds, every step is designed to be transparent, fast and completely digital.

Apply Online

Submit your business details and financing request.

Financial Review

Our team evaluates your documents and eligibility.

Funding Match

We connect you with the most suitable lender.

Capital Disbursed

Receive funds quickly once terms are accepted.

Repay & Grow

Flexible repayments while your business continues growing.

How long each step takes

Typical timing from application to funds in your account.

Apply Online5 minutes
Financial ReviewSame day
Funding MatchUnder 2 hours
Capital DisbursedWithin 72 hours
Repay & GrowOngoing, flexible
72 hrsAverage, start to finish

How SalesFi Works

From confirmed orders
to working capital.

Follow the complete financing journey — from receiving a purchase order to collecting payment securely through escrow.

Confirmed Purchase Order

₹50,00,000

Approved by the buyer

Veltrix Components

Production must begin immediately to fulfil the order.

Buyer Payment

Collected as per the agreed commercial payment terms.

Step 1

The problem: an order with no cash to fill it

Veltrix just won a confirmed ₹50 lakh order — but the cash to fulfil it is still weeks away. Suppliers need paying now, while the buyer's payment follows their own agreed schedule.

Order confirmed, real, and locked in
Production must start immediately
Buyer won't pay for weeks

Confirmed Order Value

₹50,00,000

No collateral, no hidden fees
80% max advance24–72 hrs to fundsEscrow protected

Trusted at Scale

Numbers that speak for themselves

0Cr+

Working capital funded

0+

Indian SMEs financed

<0 hrs

Average disbursal

0%

Escrow collection rate

Built for institutional trust

Enterprise-grade security.
Trusted by businesses and lenders.

Every transaction, document and approval is protected with bank-grade security, regulatory compliance and enterprise infrastructure.

RBI Compliant

Aligned with Digital Lending Guidelines

Escrow Secured

Tri-party governed cash flows

ISO 27001

Certified information security

Aadhaar KYC

UIDAI verified digital onboarding

Data Localised

100% Indian server infrastructure

24×7 Monitoring

Real-time fraud & anomaly detection

Start your funding journey

Unlock working capital
without slowing growth.

Apply online in minutes and access flexible financing designed for growing Indian businesses.

No collateral required
Approval within 24–72 hrs
RBI compliant process